About Us

For over 125 years W.M.S Rich and Son has served as New Jersey's most trusted pawnshop and purveyor of fine jewelry.

The Garden State's Largest Pawnbroker/Jeweler

William S. Rich and Son was established in Newark, NJ in 1890. As smaller competitors in Newark closed their doors, William S. Rich and Son acquired their pawn loans to become one of Newark's oldest and most successful businesses.

Expansion

In 1993 Rich decided to expand outside of the City of Newark and opened our second Location in Belleville. Recognizing a greater need for pawnshops in the state, Rich and Son has since expanded to now 5 locations in New Jersey. Even as we have grown, WM.S. Rich and Son still remains a thriving business providing collateral loans, wholesale and custom Jewelry, check cashing and more with the same personalized customer service we strived for from day one.

Our Mission

To Provide financial Solutions that help people meet their needs and pursue their Dreams.

Our Values

At WM S. Rich and Son, we believe a pawn shop is more than a place to exchange items—it's a place where stories, struggles, and hopes meet real solutions. That's why what we do matters; we don't just see merchandise—we see meaning. With this, we treat every customer interaction as a reflection of our values.

Honesty. Respect. Integrity.

This is the footprint we're proud to leave in our community. A legacy built not just on business, but on human connection, trust, and the belief that everyone deserves a fair opportunity.

At WM S Rich and Son, we're not just in the pawn business. We're in the people business.